If you have been searching for a way to add an extra layer of protection for your assets, such as your home or auto, you have found the answer in an umbrella insurance policy. Our agents at Focus Insurance, serving the Eureka, MO area, want you to have all the insurance protection you need to give you the peace of mind you deserve.

What is Umbrella Insurance?

Umbrella insurance is a type of liability insurance that provides an additional layer of coverage beyond the limits of your primary insurance policies. It acts as a safety net to protect your assets and finances in case you face a lawsuit or claim exceeding your other policies’ coverage limits.

What Does Umbrella Insurance Cover?

Umbrella insurance can protect you and your family members from personal injury claims, including bodily injury and wrongful death if you are found responsible for causing harm to others. This can include most types of accidents that can occur on your property or at another location.

Umbrella insurance includes an extra layer of property damage liability insurance. For example, if you accidentally damage someone else’s property, umbrella insurance can cover the costs to repair or replace the damaged property beyond your primary policy.

If you ever have to face a defamation lawsuit due to statements you made or published and are accused of libel or slander, umbrella insurance can help cover legal expenses and potential settlement costs.

Your umbrella insurance can even help you cover legal defense costs from a lawsuit.

Contact Focus Insurance

To create an umbrella insurance policy that is best for you and your situation, contact our agents at Focus Insurance, serving the Eureka, MO area, to get your policy started today!