Renting a car can be a convenient option, whether you’re traveling for business or pleasure. But before hitting the road in your rental, it’s important to understand what your auto insurance policy covers. At Focus Insurance, serving the greater Eureka, MO region, we want to ensure you’re well-informed and confident about your coverage.

Check Your Existing Policy

The first step is to review your current auto insurance policy. Most standard policies include coverage for rental cars, but the extent of this coverage can vary. Typically, if you have comprehensive and collision coverage on your own vehicle, these protections will extend to a rental car. This means that damages to the rental vehicle from accidents, theft, or natural disasters would be covered.

Liability Coverage

Liability coverage is another crucial aspect. This part of your policy covers damages or injuries you might cause to others in an accident. Generally, your existing liability coverage will apply to a rental car, ensuring you’re protected from financial responsibility for third-party damages and injuries.

Confirm with Your Insurer

Confirming the specifics with your insurance provider is always a good idea. At Focus Insurance, we’re here to help you understand your policy’s nuances and ensure you’re adequately covered.

Consider Additional Rental Car Insurance

Even if your policy provides coverage, you might want to consider additional rental car insurance the rental agency offers. This can cover gaps that your personal policy might not.

Renting a car should be a hassle-free experience. You can enjoy your journey without worry with the correct information and coverage. Contact Focus Insurance in Eureka, MO, today to review your auto insurance policy and ensure you’re comprehensively protected on the road.