For boat owners, taking on the lakes and rivers of Missouri is one of the best ways to spend your day off. It is even better when you have family and friends on board with you. Before you take your loved ones out on your boat, protect them with quality boat insurance. Focus Insurance, serving the Eureka, MO area, has a boat insurance policy that will protect your guests on the water.
Boat Insurance Requirements and Recommendations
While all boats in Missouri are required to be registered, insurance is highly recommended but not required. However, since boating has become an increasingly popular activity for Missouri residents over the last decade, a relaxing day on the river should be prepared for the unexpected, especially when you are carrying your family and friends out of the water with you.
Collision
A responsible boat owner is always prepared for unexpected circumstances, including the lack of responsibility by other boat owners. With the increase in watercraft purchases, the traffic on the lake or river will increase, also increasing the risk of accidents. Purchasing boat insurance protects your passengers during these circumstances when they are victim to a collision. Circumstances around these events are already stressful enough with damages and potential bodily injury.
Liability
Unfortunately, liability can also fall to you in certain situations. When this happens, you, as well as your passengers, are also affected. Even if you are not directly responsible, but one of your passengers is, your insurance will cover them, further protecting them in the accident. If this unforeseen event happens to you, any passengers riding with you will be protected by your boat coverage.
Contact Us Today!
If you reside in Eureka, MO or the surrounding areas and are in need of boating insurance, Focus Insurance has an agent ready to assist you today.
